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|Commercial Health Plan Performance Trends: Deloitte Research|
Commercial lines of
business, particularly the group segment, used to be growth and
profitability engines for many health plans. However, market and policy
changes have posed significant challenges. And many health plans have
struggled financially, particularly in the rapidly evolving commercial
individual market. New Deloitte Center for Health Solutions
research explores five key findings from analyses of the financial
performance of commercial health plans.
Deloitte's study focuses on the fully insured commercial group and commercial individual books of business of US health plans. The study uses financial data reported by insurers to CMS according to statutory accounting principles.
Health plans of all sizes should continuously re-evaluate their position and capabilities in a changing market. High market exit rates and member turnover can lead to instability in health plans' risk profiles, making accurate pricing and predictability challenging. Price setting in an unstable market requires sophisticated premium rate-setting capabilities, including predictive data analytics, and increased flexibility to rapidly respond to health care expense increases in specific areas.
Please join us on Thursday September 13, 2018, at 1 PM Eastern as Deloitte's Andreea Balan-Cohen, Ph.D. and Maulesh Shukla present their research findings and perspectives in the commercial health plan group and individual lines arena. Click here for detailed information and to register or call 209.577.4888.
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